COVID-19: Health Insurance Resources
According to the health care advocacy group Families USA, COVID-19 has resulted in record unemployment –– and record numbers of people losing health insurance. Between February and May, 2020, the number of uninsured adults rose by 5.4 million, the largest increase ever recorded.
This can lead to negative consequences. Uninsured people struggle to get quality health-care, have far worse overall health and tend to suffer heavily from medical debt. As the U.S. passes 4 million confirmed cases of COVID-19, it is now more important than ever for you and your family to make sure you have insurance coverage. If you have lost your insurance due to the pandemic, here are some options to get your family covered right now:
Enroll through family: You may have access to employer-based health coverage through a family member. If you are younger than 26, you can be covered under a parent’s insurance plan. You may also be able to enroll under your spouse or domestic partner’s insurance.
Sign up for Medi-Cal: By law, all California children under the age of 19 –– including the undocumented –– qualify for Medi-Cal. Medi-Cal includes low- or no-cost medical care, vision, dental and mental health services. Depending on income and circumstances, adults may also qualify.
Special-Enrollment for Covered California: If you lose your employer-based insurance, you have 60 days to apply for health insurance through Covered California, the state’s health insurance marketplace established under the Affordable Care Act. Covered California offers plans at many price points. Don’t delay though –– once the 60 days are up, you’ll have to wait until October for the next open enrollment period.
Visit https://apply.coveredca.com/lw-shopandcompare/ to determine your eligibility for Medi-Cal and Covered California. For more resources surrounding health care and insurance in Los Angeles County, visit https://healthcarela.org/helpful-resources/.
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